London's Mortgage Agent

As London's Mortgage Agent I can be found on numerous sites on the internet. I have listed a few of my profiles below. Better Business Bureau - In order to show credibility it is always best to be registered with your local Better Business Bureau: https://www.bbb.org/western-ontario/business-reviews/mortgage-brokers/mark-mitchell-londons-mortgage-agent-in-london-on-1072023 411 - More and more people are using 411 than YellowPages these days: https://legacy.411.ca/business/profile/10669728 My Huckleberry - I found this site and it intrigued me so I registered: http://www.myhuckleberry.com/business-listing.aspx?id=25903130 Find Us Here - https://www.find-us-here.com/businesses/Mark-Mitchell-London-s-Mortgage-Agent-London-Ontario-Canada/32944838/ A Greater Town - This is used by many local searchers> https://www.agreatertown.com/canada_ky/mortgage_broker_london_ontario_0004746717 FourSquare is a great site, with more and more people registering: https:/

On July 13th, 2018 Bank of Canada Governor Stephen Poloz once again raised Interest Rates, this time by .25 points, up to 1.25 percent. Prior to the jump experts were divided whether or not the rate hike would come, as trade tensions with the United States continues and uncertainty proliferates. Indeed, we have not yet seen the full effects of the tariffs and counter-tariffs being imposed by the U.S. and Canada, and likely will not for at least a few months. So Now What? Some are already reflexively predicting that the new mortgage rates will result in an easing of housing prices, as borrowers will no longer qualify for the mortgage amount that they could a week ago. Their argument is that since borrowing is now more expensive the housing market will have to respond by making it more attractive for people to buy homes. Yet a close look at the fundamentals reveals that this is not necessarily the case, as interest rates moved marginally at best, demographic fundamentals remain, and

Similar to other Mortgage Brokers in London Ontario I love meeting with First Time Home Buyers! I have a Guide for First Time Home Buyers, originally posted on London's Mortgage Agent's Blog , which I have copied below: I meet a lot of First Time Home Buyers who are just getting started in the home buying process. This can seem like a daunting endevour for buyers who have never undertaken this process before. As such I thought it prudent to go through the 5 steps to purchasing home 1) Meet with a Mortgage Broker or Mortgage Agent The first task when buying a home is to ensure that your financing is in place and get a pre-approval. When you meet with a Mortgage Broker or Mortgage Agent they are going to go through all of your finances with you to make sure that you will be approved for a mortgage. Your Mortgage Broker or Agent will discuss what you can afford, monthly mortgage payments, ask about your finances (down payment, yearly income, etc) in order to

Do you need a Mortgage Broker in London Ontario?  Then you have come to the right place! Although I am Licensed as a Mortgage Agent, I perform many of the same services commonly associated with Mortgage Brokers in London Ontario and surrounding area. While the terms Mortgage Broker and Mortgage Agent are similar, and Mortgage Brokers and Mortgage Agents fulfill many of the same functions, it is important note that there is in fact a difference.   According to   Canadian Mortgage Trends   the main difference between a Mortgage Broker is that, "...a mortgage broker is a firm or person licensed to deal in mortgages and employ mortgage agents" while "A mortgage agent is an individual authorized to deal in mortgages on behalf of a mortgage broker."   While many attribute these functions to a Mortgage Broker, "A mortgage agent is generally someone who finds the best mortgage for each client based on that client’s income, credit, and property profiles."   Thus,

Original Post Found At - https://www.londonontariomortgages.ca/Blogs/blog7/blog7.html In a retaliatory response to President Donald Trump’s tariffs against Canadian steel and aluminum, on July 1st Canada implemented 16 Billion Dollars in retaliatory tariffs against the United States (U.S.). The growing trade war between the U.S. in Canada is nearly unprecedented, as the two countries have one the closest trading relationships in the world. Some of the U.S. States to be hit hardest by the tariffs Ohio, Illinois, Michigan, Tennessee, Wisconsin, all Electoral swing states – Clearly these tariffs are intended not to so much damage the U.S. economy, but to damage President Trump politically. Hitting U.S. Presidents where it hurts, politically, has been a successful strategy in the past. In 2002, the European Union (E.U.) placed retaliatory tariffs against Florida Oranges in an attempt to compel then-President George W. Bush to reverse his newly imposed tariffs on steel comin

  meet a lot of First Time Home Buyers who are just getting started in the home buying process. This can seem like a daunting endevour for buyers who have never undertaken this process before. As such I thought it prudent to go through the 5 steps to purchasing home 1) Meet with a Mortgage Broker or Mortgage Agent The first task when buying a home is to ensure that your financing is in place and get a pre-approval. When you meet with a Mortgage Broker or Mortgage Agent they are going to go through all of your finances with you to make sure that you will be approved for a mortgage. Your Mortgage Broker or Agent will discuss what you can afford, monthly mortgage payments, ask about your finances (down payment, yearly income, etc) in order to assess whether or not you will be approved. They will also go over how much of a mortgage your income can support. At this step it is important to have your tax returns in hand, as the majority of mortgage lenders (all except for Private Lende